The other driver was clearly at fault in the crash that left you seriously injured, but that does not mean his insurance company will offer you the maximum value of their policyholder's coverage. In their efforts to remain profitable, they will do all they can to limit the amount they offer. There are some steps you can take, however, that will help you make a strong argument for maximum compensation.
The first thing to realize is that you can generally only collect as much as the at-fault driver's policy is worth. If he only carries the minimum bodily injury coverage, that amount is the most you can recover from him, even if your injuries exceed it. So you want to do everything you can to make sure you receive the full policy limit.
- Collect evidence. If you are physically able, take pictures at the scene and collect contact information for witnesses. This evidence is invaluable for demonstrating to the insurance company that their driver was at fault and that you can prove it.
- Get medical treatment. Even if you do not feel seriously injured right after the crash, see a doctor as soon as possible. Tell them about the accident, ask for a full assessment, take pictures of your injuries, and keep track of every appointment so you can later request complete medical records.
- Call an attorney. A free consultation with a car accident attorney is the best way to make sure you are protecting your legal rights and building the strongest possible claim. If your claim can benefit from legal guidance, your attorney takes over so you can focus on recovery, and you do not pay until your case is successfully resolved.
Call The Law Offices of Joumana Kayrouz today for your free consultation, so we can begin putting a plan in place to get you healthy and compensated for your injuries.