Frequently asked questions
What is a independent medical examination?
An Independent Medical Examination (known and hereinafter referred to as an ”IME”) is a tool utilized by insurance carriers wherein they examine their own insured pursuant to their auto insurance policy in an effort to suspend their medical benefits or curtail their medical treatment under Personal Injury Protection (PIP).
The person that hit me does not have insurance, what can I do?
In Michigan, insurance companies offer what is call uninsured/underinsured motorist coverage. What this coverage provides is protection for personal injuries that are caused by the negligence of a person with insufficient insurance to cover the costs. In order to be protected by this type of insurance, you have to carry it on your own policy.
How much time do I have after my accident to decide whether or not to sue?
Personal Injury cases are subject to a statute of limitation, which limits the amount of time a person can wait before initiating a lawsuit. Different types of cases have different time limitations. In claims for personal injury, the statute of limitation is three years on claims against the (third party) at-fault person and one year for PIP claims
Can I still get my medical bills paid if I was at fault for the accident?
The simple answer to this question is, yes.
What damages can I seek in my personal injury lawsuit?
Physical and Emotional Injuries/ Loss of Earning Capacity/ Outstanding Medical Bills and Out of Pocket Costs/ Lost Wages/ Future Medical Costs for Ongoing Treatment/ Punitive Damages
How much is my injury case worth?
Each case is different and will yield a different result. Every day I am asked “how much is my case worth?” Two car accidents can appear to be exactly the same, but have two very different outcomes. There are a number of factors that determine how much a case will yield including: Total Medical Bills, Possible future medical expenses, past and future wage losses, effect of the injuries on lifestyle, work family, and other important aspects of life, Characteristics of all of the parties involved, Which insurance company that represents the defendant. These are just a few of the numerous factors that determine the value of your case.
What if I can't afford to pay for Legal Representation?
Most personal injury attorneys, including all of the attorneys at the Law Offices of Joumana Kayrouz, work for what is called a contingency fee basis. This means that the attorneys will not receive any compensation for their services until a recovery is made on your behalf. Most personal injury attorney will not charge you a retainer to ensure their services, and will even advance the costs necessary in order to recover on your claim.